Texas Adjuster Pre-License and Continuing Education Training

Next Available Pre-License Class


Class Dates:
Apr 20-21 & 27-28, 2024

(All four days are required)
$400 (State-approved exam included)
Enrollment Deadline:
Apr 14
Prerequisite Requirement



Other Class Dates

Classroom location:
1425 W Pioneer Dr, Ste. 203
Irving, TX 75061

Classroom


About Insurance Claims Adjusting


Insurance claims adjusters investigate insurance claims and determine how much an insurance company should pay for damages. They inspect property damage to homes, business, autos, planes, boats, etc., interview different people involved, consult with police, hospitals, and more, depending on the type of claim.

Duties of an adjuster include (but are not limited to):
  • Analyze the insurance policy to determine coverage
  • Investigate the events and cause of the damage
  • Calculate repair/replacement cost of the damaged item(s)
  • Negotiate the settlement

Adjusters can work directly for insurance companies usually at an office building or out of their home, an independent adjusting firm traveling to storm locations, or as a public adjuster who represents the policyholder.


Earning Potential

The amount you earn as an adjuster can vary:

  • Independent adjuster - Each firm deploying adjusters have a tiered fee schedule, using the extent of damages. (See sample fee schedule).
  • Desk adjuster - Insurance companies usually pay desk adjusters an hourly rate (with potential overtime) averaging $61k annually.
  • Staff adjuster - Staff adjusters are typically salaried employees, averaging $55k annually. Desk and staff adjusters typically receive benefits (i.e., insurance, vacation and sick leave); however, there are additional benefits for staff adjusters. Desk adjusters have to "punch a time clock", whereas staff adjusters have much more flexibility in scheduling and may have a company vehicle as well.
  • Public adjuster - Public adjusters enter into a contract with a property owner for 15%-20% of the repair estimate. For example, if the public adjuster has a 20% contract and the extent of damage was $10,000, the property owner would pay the public adjuster $2,000 and keep the remainder.

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Adjuster Licensing

License Types

In Texas, there are three adjuster license types:
  • Property and Casualty (Residential, Commercial, Auto, Farm/Ranch/Agriculture, Inland and Ocean Marine, and Bonds)
  • Workers Compensation
  • All-Lines (Combined Property and Casualty with Workers Compensation)

Licensing Process

There are several steps you must follow to earn your adjuster license:
  1. Attend a 40-hour pre-licensing class (our classes) from an authorized provider. Providers and courses can be validated on https://www.Sircon.com by selecting either 'Approved Courses Inquiry' or 'Approved Providers Inquiry'.
  2. Pass the 150-question, state-approved exam in less than three hours.
  3. Have your fingerprints scanned for a background investigation. Note: Although you may have submitted your fingerprints for other licenses (i.e., home inspector, teacher, pharmacy technician, concealed weapon permit, etc.), TDI will still require a new set of fingerprints. There is one exception: if you are a licensed insurance agent for Texas and your license is active, you do not need to resubmit your fingerprints. To schedule your fingerprints, refer to this document: Texas Fingerprint Service Code Form.
  4. Submit your application to the Texas Department of Insurance via https://www.Sircon.com.

Important Note

If you are not a Texas resident and your resident state requires adjusters to be licensed, you must obtain your adjuster license for that state before applying for the Texas license. If you are a resident of a reciprocal state, you will not need to take this class.


You can choose from one of our unique classes, specifically designed to help you become a licensed all-lines adjuster in Texas. An all-lines adjuster is licensed to handle any insurance claim in the state of Texas.

Some companies charge $500 for their class. After completing their class, you are required to travel to a testing facility to take a 150-question, computer-based test, drawn from over 1,000 possible questions. Many frustrated students take (and fail) the exam several times.

Our classes are designed with different learning styles in mind and our state-approved exam is given on the last day of class. No additional testing is required. Students also have online practice tests to reinforce the material.


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Reciprocity

Some states do not require licensed adjusters whereas other states do require adjusters to be licensed.

No Licensing Required

Colorado
Distric of Columbia
Illinois
Iowa
Kansas
Maryland
Missouri
Nebraska
New Jersey
North Dakota
Ohio
Pennsylvania
South Dakota
Tennessee
Virginia
Wisconsin



Many states recognize the high quality of the Texas Insurance Adjuster license. When you receive this license, you will be able to obtain a license in other states without taking another course or exam. Using https://www.Sircon.com, select the desired states, complete the applications, and pay the applicable application fees.

Reciprocity Granted

Alabama
Alaska
Arizona
Arkansas
Connecticut
Delaware
Florida
Georgia
Idaho
Indiana
Kentucky
Louisiana
Maine
Michigan
Minnesota
Mississippi
Montana
Nevada
New Hampshire
New Mexico
North Carolina
Oklahoma
Oregon
Rhode Island
South Carolina
Utah
Vermont
Washington
West Virginia
Wyoming





The following locations have specific licensing requirements. These do not offer reciprocity to the Texas adjuster license.

No Reciprocity

California
Hawaii
New York
U.S. Territories

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Class Schedule

This four-day class is taught over two consecutive weekends. You must complete the prerequisite self-study and attend all four days.

The class meets 8:00-5:00 with a one-hour lunch break covering the following topics:

  • Insurance terms and related concepts
  • General property insurance product knowledge pertinent to adjusters:
    • Standard fire policy
    • Personal lines coverage (auto, health, etc.)
    • Auto liability (includes Texas PAP)
    • Standard Fire Policy (homeowners)
    • Additional coverages, exclusions, and extensions
    • Commercial lines coverage
    • Inland & Ocean Marine
    • Bonds
  • Texas statutes and rules pertinent to property and casualty adjusting:
    • Licensing requirements
    • Marketing practices
    • Adjuster practices, responsibilities, and duties
  • Workers compensation

Feb 24-25 & Mar 2-3
Enrollment: Closed
Enrollment: Closed
 
Apr 20-21 & 27-28
Enrollment Deadline: Apr 14
 
Jun 22-23 & 29-30
Enrollment Deadline: Jun 16
 
Aug 17-18& 24-25
Enrollment Deadline: Aug 11
 
Oct 19-20 & 26-27
Enrollment Deadline: Oct 13
 



Class location:
1425 W Pioneer Dr, Ste 203
Irving, TX 75061

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Adjuster Files


The files listed below are necessary for this class and for you to get your adjuster license.

  • Read Me First ~ This file contains more details about the remaining files. Read this first.

  • Detailed Course Outline ~ This is the planned instruction time per topic. The specific start and stop time of each section and lunch break is approximate.

  • Prerequisite Self-Study ~ This class is 40-hours with 10 of those hours studying this file prior to class. Passing an open-book, online exam (minimum score of 70) is required. The link and password are included in the document. You will have three attempts to pass the exam.

  • Insurance Terminology Games ~ Games designed to aid in learning and memorization of insurance terms used throughout this course. 40% of the exam is based on these terms.

  • Affidavit ~ You must have this document to take the class. Print this form and bring it to the first day of class.

  • Texas Fingerprint Service Code Form ~ This form is needed to obtain your fingerprints for the state to conduct a background investigation. Scheduling your fingerprinting may be difficult depending on the available services and your schedule. Plan on scheduling your session prior to the last day of class so there are no delays in submitting your application.

    You must use code 11G6QF when scheduling your appointment to ensure the results are submitted to the Texas Department of Insurance.

  • Adjuster Application ~ Screen shots of the adjuster application process. Before attempting to apply for the adjuster license, you should examine this file thoroughly and gather all the required information. Incomplete or inaccurate applications may cause significant processing delays.

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About Us


Texas Adjuster Training provides training for those wanting to earn their Texas adjuster license and become successful insurance adjusters.


The owner/instructor, Clark Covey, is a licensed all-lines adjuster (TDI # 1377293) and worked as an independent adjuster handling hundreds of catastrophic claims from hurricanes, floods, hail storms, tornadoes, and fires. He has worked as a desk adjuster, file examiner, team lead, and dispute reviewer. Currently, he assists claims analytics and provides oversight to Lender Placed claims. To help ensure claim compliance and claim handling consistency, he developed several computer applications for the adjusters and management.


Clark is a U.S. Marine Corps veteran, a published author, a Real Estate Certified Professional Inspector (TREC # 20460) and a certified professional teacher in Texas.


Clark Covey, Instructor

Clark Covey

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  • Email
  • P.O. Box 271433
    Flower Mound, TX 75028
  • (972) 849-8549

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